Sex, Death or Taxes… Which one am I writing about this week…

Hmm, I know which one would get the biggest audience. Which one would become so morose it would turn everyone off, then there’s the subject of death. LOL

Everyone hates taxes. They suck.

You see that paycheck stub and think of everything you could be doing with that money that’s withheld. Or as an independent contractor you resent the money you have to put aside from each job to cover your quarterlies.

Sure, I could talk about the roads and the schools, and you know, the whole national defense thing that your tax dollars go to, but frankly in those moments that doesn’t matter.

It’s your money! Why are they taking my money?

Let’s stop for a moment, because unless you want to become an anarchist those thoughts are only going to bog you down.

The government, whether we like it or not, is forcing us to budget. Sure we get paid a certain amount, but a portion of that can’t be used.

Hmmm… What about if we put into place a budget for our hopes and dreams that held that kind of weight?

Want to buy a house? Withhold from your paycheck just like the I.R.S. Don’t let that money even hit your main account. Open up a savings account and deposit into it just as surely as the FTB withholds your taxes.

Want to expand your business? Create a ‘withholdings’ account and put money into it as consistently and vigorously as if you were going to be audited if you didn’t.

We could learn a thing or two from Uncle Sam. Vague promises and wishes don’t get the bills paid. Hard, cold cash in the bank account does!

And do I really have to mention that your CPA or Accountant is the best person to set up this system? The best person to help you determine what rate and frequency you should be saving?

I guess next week I should write about a cherrier subject, death, since I’m sure not a whole lot of people read this one! :-)